MORTGAGE RATES
We're proud to offer some of the most competitive mortgage rates around.
Mortgage
5 Year Variable Closed
4.50
Mortgage
5 Year Insured Closed
3.99
Mortgage
5 Year Fixed Closed
4.39
| RESIDENTIAL FIRST MORTGAGE (FIXED/CLOSED TERM) | Rate |
|---|---|
| 1 Year Fixed Rate Closed Mortgage |
5.64
|
| 2 Year Fixed Rate Closed Mortgage |
4.79
|
| 3 Year Fixed Rate Closed Mortgage |
4.24
|
| 4 Year Fixed Rate Closed Mortgage |
4.34
|
| 5 Year Fixed Rate Closed Mortgage |
4.39
|
| 7 Year Fixed Rate Closed Mortgage |
5.00
|
| 3 Year Fixed Rate Closed Mortgage - Insured |
4.09
|
| 4 Year Fixed Rate Closed Mortgage - Insured |
3.99
|
| 5 Year Fixed Rate Closed Mortgage - Insured |
3.99
|
| 5 Year Closed Variable Prime - 0.65% - Insured |
4.30
|
| 5 Year Fixed Rate Closed Mortgage - Insurable* |
4.19
|
| RESIDENTIAL FIRST MORTGAGE (FIXED/OPEN TERM) | Rate |
|---|---|
| 1 Year Fixed Rate Open Mortgage |
7.95
|
| 3 Year Closed Variable | Rate |
|---|---|
| 3 Year (Closed Variable) Prime - 0.35% |
4.60
|
| 5 Year Closed Variable | Rate |
|---|---|
| 5 Year (Closed Variable) Prime - 0.45% |
4.50
|
| OPEN VARIABLE MORTGAGE | Rate |
|---|---|
| 1 Year (Open Variable) Prime + 2.00% |
6.95
|
Getting a Mortgage can be Easy
Let us help you find the right mortgage that suits your life.
Interest rate and approval based on risk profile. Rates are subject to change without notice.
All the rates are applicable to residential owner/occupied mortgages only and subject to Interior Savings lending criteria for residential mortgages.
Variable rates are calculated monthly, not in advance. The “Variable Rate(s)” represents a variable rate of interest announced by Interior Savings from time to time as the “CreditMaster® Rate” or “theWorks mortgage rate”. Variable rates change when the Interior Savings Prime Rate (also announced as “Prime Lending Rate”) changes.
Featured rates are discounted rates and are not available with other rate discounts, promotions or offers. Mortgage must fund with 90 days of your application. Offer may be changed or withdrawn or extended at any time without notice.
Fixed rates are calculated semi-annually, not in advance.
*Insurable mortgages will have to meet the following requirements in order to be insurable:
- Down payment of 20% or more
- Purchase price of less than $1 million
- Principal property
- Meets the same CMHC eligibility requirements found with insured mortgages, such as a credit score above 600 and debt service ratio limits
- Pass the mortgage stress test
- Maximum amortization of 25 years
