BUSINESS Flex Package
The Flex Package has 6 tiers and will automatically adjust your monthly fees up and down according to how many transactions you make each month. So, you only pay for what you really use.
Business account changes coming June 2, 2025
On June 2, 2025, we're enhancing your banking experience with a new selection of business spending, saving and USD accounts designed to better support your operations and serve your financial needs.
Package Tiers
Only pay for what you use.
If you exceed the transaction limit for a tier, you'll automatically move into the next transaction tier and are charged that monthly fee.
For example, if you conduct 11 transactions in a month, you would be placed in the 15 pack tier and your monthly fee would be $15.00
10 Pack
$10.00 Monthly fee
10 Withdrawals or deposits per month*
15 Pack
$15.00 Monthly fee
15 Withdrawals or deposits per month*
20 Pack
$20.00 Monthly fee
20 Withdrawals or deposits per month*
35 Pack
$25.00 Monthly fee
35 Withdrawals or deposits per month*
50 Pack
$35.00 Monthly fee
50 Withdrawals or deposits per month*
Unlimited Pack
$50.00 Monthly fee
Unlimited Withdrawals or deposits per month*
Other Benefits and Fees
| Optional paper statements | $3.00/month |
| e-Statements with cheque images | Included |
| Small business online banking | Included |
| Business online banking | $25.00/month |
| Interac® or Desjardins ATM Withdrawals in Canada | $2.00 each |
| Canadian Credit union and EXCHANGE® ATM withdrawals | Included |
| U.S. & International ATM withdrawals | $4.00 each |
| Business cheques | Cost |
| Signers (4 maximum)** | No Charge |
| Interac® e-transfers | Included |
* Excludes Interac, Desjardins, US and International ATM withdrawals. No charge for pre-authorized credit (PAC) transactions
** Five or more signers will be charged a one time fee of $25 each at account opening or at the annual renewal period. At subsequent annual renewal periods, the number of free signers will be dictated by the number set-up the previous year. For changes outside the annual renewal period, a flat fee of $100 will cover up to 4 signer changes; additional signers will be charged $25 each.
THE EXCHANGE is licensed for use in Canada by FICANEX Services Limited Partnership
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