Mortgage Rates

At Interior Savings, we're proud to offer some of the most competitive mortgage rates around. Book an appointment with one of our Mortgage or Mobile Mortgage Specialists, use our mortgage calculators to calculate your payment, or apply online today to take advantage of our amazing rates.

Whether you'd like to meet with us in a branch near you, or if you'd prefer for us to visit you on your schedule, our mortgage specialists are ready to help.

Click here for a printable version of our rates.

Featured Rates

5 Year Variable Rate Closed


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5 Year Fixed Rate Closed


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*All rates and specials effective: 2019-08-02
*Prime Rate: 3.95% effective 2018-10-25

Fixed Rate Closed Expand/Collapse

1 year 3.34% 
2 year 3.39%
3 year 3.44% 
4 year 3.29%
5 year 2.99% 
6 year 3.69%
7 year 3.89%
10 year 4.39% 

Variable Rate Closed Expand/Collapse

3 year 3.80% (Prime -0.15)
5 year 3.35% (Prime -0.40)

Fixed Rate Open Expand/Collapse

1 year 4.29%
5 year 5.19%

Variable Rate Open Expand/Collapse

1 year 4.45% (Prime +0.50)
5 year 4.89% (Prime +0.94)

Cash Back Expand/Collapse

5 year 5.54%

Freedom 5 Expand/Collapse

5 year 4.49%

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We understand that life gets busy! We’ve made it easy for you to get a mortgage on your time, when it’s convenient for you. Check out all the options we have to make getting your next mortgage simple and easy.

  • Apply Online

  • Visit a Branch

  • Call our Member Service Centre at 1-855-220-2580

  • Book a Mobile Mortgage Specialist 1-844-841-HOME (4663)

* Rates are subject to change without notice. All the rates are applicable to residential owner/occupied mortgages only and subject to Interior Savings Credit Union lending criteria for residential mortgages.

1. The featured rates are discounted rates and are not available with other rate discounts, promotions or offers. Mortgage must fund with 90 days of your application. Offer may be changed or withdrawn or extended at any time without notice.

2. Calculated monthly, not in advance.