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Inflate Your Savings

For a limited time, choose from one of our great rate term deposit options to grow your savings.



2-Year Non-Redeemable
Term Deposit

Ideal if you are looking for one of the best rates in a term deposit and want to see your money grow. Invest in this risk-free term deposit with a guaranteed return. Eligible for your RRSP or TFSA. 


TFSA Park-It 6-Month

Term Deposit

Ideal if you are saving for a goal that is less than a year away such as a big purchase or a vacation. The TFSA park-it fund earns a great rate for 6 months. Eligible for NEW funds only in a TFSA.

Smart Money Move Bonus on Now!

Earn a bonus up to $1,000† when you invest with one of our wealth management professionals.
The more you move, the bigger your bonus. 


Getting Started

It’s time to start planning for your future with a Registered Retirement Savings Plan (RRSP), a Tax-Free Savings Account (TFSA), or a First Home Savings Account (FHSA) from Interior Savings.

Our team of experts is ready to help, whether you’re looking secure your retirement plans, or save for that big ticket item. We’ll help you reach your goals and guide you on the path to financial health – with the trusted and sound advice you’ve come to expect from us.

Here are three ways to start investing for your future today.

Tax-Free Savings Account (TFSA)

What it is:

A Tax-Free Savings Account (TFSA) is a flexible registered plan that helps you save for any goal or purchase – retirement, a car, a dream vacation – completely tax free.

How a TFSA works:

If you’re over 18, live in Canada and have a valid social insurance number (SIN), you can save up to a set limit each year in your TFSA and pay no tax on the interest you earn.

Why invest in a TFSA.

  • Save for any goal. Your TFSA isn’t tied to a specific goal, so you can use it to save for any purpose. The choice is yours.
  • Withdraw anytime. There are no restrictions on when you can withdraw TFSA funds, so you can take money out whenever you need.
  • Build contribution room. TFSA contribution room is never lost. Unused amounts and withdrawals just add more savings room the following year.

First Home Savings Account (FHSA)

What it is:

The First Home Savings Account (FHSA) is a government registered plan that helps you save up to $40,000 for your first down payment on a home – tax free.

How an FHSA works:

If you’re at least 18, have a social insurance number (SIN) and haven’t owned a home in the last four years, you can contribute up to $8,000 each year and use it to purchase a home and lower your taxes.

Why invest in an FHSA:

  • Accelerate home savings.  Any savings interest you earn inside an FHSA is tax free and stays that way even when withdrawn (as long as it meets requirements).
  • Reduce your tax.  Your FHSA contributions are tax deductible. This means that the more you put into the account the more you save on your tax bill each year.
  • Build contribution room.  Once your FHSA is open, you never lose contribution room. Unused amounts just add more savings room the following year (providing you don’t go over the $40,000 lifetime limit).

Registered Retirement Savings Plan (RRSP)

What it is:

An RRSP is a powerful registered plan that helps you accelerate your retirement savings, while also reducing the income tax you pay.

How an RRSP works:

If you have taxable income in Canada, you can save up to a set limit each year in your RRSP and defer tax on the interest it earns to help your money grow faster.

Why invest in an RRSP:

  • Reduce your tax today.  Your annual RRSP contributions are tax deductible. 
  • Defer tax on savings growth.  Interest earned in your RRSP isn’t taxed until its withdrawn in retirement. 
  • Invest your way.  You can customize your RRSP with many kinds of investments – including term deposits, Index-Linked Term Deposits, as well as other investment options to match your needs.
Book an appointment
Meet with an advisor in-branch or virtually, and we’ll help you match the best investment plan to your goals. Easy.
Call Us
Have questions? Ready for us to open you an account? Call us at 1-855-220-2580 and speak to a financial expert now

*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Credential Securities is a registered mark owned by Aviso Wealth Inc.

**Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

***Check your notice of assessment or with the CRA for the exact limit.

Rates are subject to change at any time, without notice.

Bonus transfer amounts vary; ask your advisor for details. Deadline: March 1, 2024, at 4:00 pm. Transfers must arrive by April 15, 2024, at 4:00pm. 
New funds only, to be invested with a wealth management professional through Credential Asset Management Inc. or Credential Qtrade Securities Inc. Transfer-in bonus does not include term deposits and transactions completed at Qtrade Direct Investing® and Qtrade Guided Portfolios®.