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​REGISTERED RETIREMENT SAVINGS PLAN (RRSP)

Whatever you contribute to your RRSP is tax deductible and grows tax sheltered. Whether you’d like to summer at home and winter in Maui, or however else you envision your retirement, our knowledgeable staff can help you get there.

Why You Should Have an RRSP

✔ Pay less income tax
✔ Borrow from yourself
✔ Investments is tax sheltered


Invest Today. Bask Tomorrow.

Contribute to your RRSP before March 2, 2020. Members with an existing RRSP can contribute by logging into online banking and transferring funds to their RRSP account.

Don’t have an RRSP yet? Our knowledgable advisors will help you get started.


What is an RRSP?

Your RRSP is a savings account dedicated to your retirement. The money you put into it is tax deductible and grows tax sheltered. Inside your RRSP, you can hold eligible products such as Term Deposits, Index-Linked Term Deposits, Mutual Funds* and more.

How Does it Work?

You only pay tax on the money you take out in retirement and you can contribute until you’re 71. Money can be used early to buy a house or pay for school, as long as you pay it back over a certain period of time.

See How You Can Grow Your RRSP

*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities is a registered mark owned by Aviso Wealth Inc.

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Invest Your Way

When you're ready to invest, we're here to help.