Why You Should Open an RESP
✔ Get government contributions
✔ Grow savings tax-free
✔ For tuition and more
A RESP is a way to save money for your kids’ education tax-free and receive government grants. Any earnings in an RESP are tax-deferred until withdrawn, and are often taxed in the student's hands which is at a much lower tax rate.
You or a family member can contribute into each child’s RESP. There is a government grant that adds another 20% up to $500 max per year per child. Once your child is enrolled in a qualifying post-secondary school they can begin withdrawing the money tax-free.
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