Skip to main content
A couple sailing on a boat


Whether your saving for a dream home or otherwise, get the security of a term deposit with the potential of higher stock market returns. 

Why Choose an ILTD?

✔ No fees or commission
✔ Can be held within your TFSA or RRSP
✔ Higher potential returns while your deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). Please visit


What is an Index Linked Term Deposit?

An ILTD is a type of fixed term deposit that protects your initial investment while at the same time offering higher returns due to their link to stock market performance. Your principle is guaranteed. No matter what happens to the stock market, your initial investment is safe and guaranteed.

Open an Index Linked Term Deposit

Start with as little as $1,000. Our Investment Solution Center is ready to help you open your ILTD.

Select Image

Types of ILTDs

At Interior Savings, we offer 3-year and 5-year non-redeemable Index Linked Term Deposits that provides an attractive blend of zero risk and high return potential. 


Responsible Investing ILTDs

  • Women’s Impact: Return is based on the based on the performance of specified international companies that follow corporate governance practices where women hold 30% of board and also have a diversity policy.

    Speak to an advisor for current availability.

  • Environmental Impact: Return is based on the performance of specified environmentally conscious international companies, including in the renewable energy field.

    Speak to an advisor for current availability.

Canadian ILTD

  • The return of these are linked to the performance of specific large Canadian Corporations in various sectors including information technology, energy, telecommunications, consumer staples and more.

    Speak to an advisor for current availability.

View our current Index Linked Term Deposit Rates


®The S&P TSX 60 are trademarks of The McGraw-Hill Companies, Inc. and have been sub- licensed for use by Interior Savings. The product is not sponsored, endorsed, sold or promoted by Standard & Poor's. Standard & Poor's does not make any representation regarding the advisability of investing in the Product.

Financial Fitness


Financial Advisors & You

3 reasons to work with a financial advisor.


Term Deposits

The investment tool you need.


Investment Vehicles

Investing can be overwhelming...

Invest Your Way

When you're ready to invest, we're here to help.

Select Image