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Get the security of a term deposit with the potential of higher stock market returns.

Why Choose an ILTD?

✔ No fees or commission
✔ Can be held within your TFSA or RRSP
✔ Initial investment is 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

What is an Index Linked Term Deposit?

An ILTD is a type of fixed term deposit that protects your initial investment while at the same time offering higher returns due to their link to stock market performance. Your principle is guaranteed. No matter what happens to the stock market, your initial investment is safe and guaranteed.

Open an Index Linked Term Deposit

Our Investment Solution Center is ready to help you open your ILTD.

Types of ILTDs

At Interior Savings, you have the option to choose between two non-redeemable ILTDs that provide an attractive blend of zero risk and high return potential. 

Responsible Investing ILTDs

  • Women’s Impact: Return is based on the based on the performance of specified international companies that follow corporate governance practices where women hold 40% of board.

    Available in 3 and 5 year terms.

  • Environmental Impact: Return is based on the performance of specified environmentally conscious international companies, including in the renewable energy field.

    Available in 3 and 5 year terms.

Canadian ILTD

  • The return of these are linked to the performance of specific large Canadian Corporations in various sectors including information technology, energy, telecommunications, consumer staples and more.

    Available for terms of 2 to 5 years depending on available offering

* Disclaimer

®The S&P TSX 60 are trademarks of The McGraw-Hill Companies, Inc. and have been sub- licensed for use by Interior Savings Credit Union. The product is not sponsored, endorsed, sold or promoted by Standard & Poor's. Standard & Poor's does not make any representation regarding the advisability of investing in the Product.

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