Interac® e-Transfers

Interac® e-Transfers allow you to send money in minutes to anyone with an email address or mobile phone number and an account at a Canadian credit union or bank. The process is simple, convenient and secure. It's a great alternative to cheques and cash.

Ways To Use

With Interac® e-Transfers you can:

  • Send money to children at college
  • Send gifts to friends or family
  • Pay your rent electronically
  • Pay for items purchased online or at garage sales
  • Settle a bill with a friend
  • And much, much more...the possibilities are endless.


  • Send and receive money directly from and to your existing bank account
  • There's no need to share personal or financial information, allowing you to keep your address, phone number and account information private
  • A security question protects your transfer from being deposited by unintended recipients
  • Email and/or text message carries the notification, so no need to get stamps or to find a mailbox

How it works

Is It Safe?

With Interac® e-Transfers, your money never actually travels by email or text. Email and text are only used to notify the recipient and to provide them with instructions on how to deposit money. Interior Savings and your recipient’s financial institution transfer funds using established and secure banking procedures.

INTERACĀ® e-Transfer versus Me-to-Me Transfer

INTERAC e-Transfer Me to Me Transfer

$1.50 (+ $4.00 for non-participating Financial Institutions. Free to receive.

$1.50 outgoing fee. Free to receive
Holds None. Up to 5 business days





Sending or Recieving:


Enroll in Online Banking

If you don't yet have access to online banking, the process is quick and easy and you can now do it online instead of visiting your branch.  For security reasons you will be required to verify your identity before being able to sign-up. Access to Online Banking is free and offers you many convenient features to complete your day to day banking needs, click here to learn more.

If you're not yet a member, that's okay too, contact one of our Interior Savings Credit Union branches today.  We're located in Kelowna, Kamloops, Vernon, Ashcroft, Barriere, Chase, Clearwater, Lake Country, Lillooet, Merritt, Okanagan Falls, Oliver, Osoyoos and West Kelowna.

® Trademark of INTERAC Inc. Used under license
*There is a non-refundable service fee of $1.50 each time you send an EMT
** Transfer time is dependant on internet and financial institution connectivity