Managing Your Mortgage

Your mortgage is much more than just a “home loan.” It’s a major financial commitment but also a financial tool that you use to your advantage.

Interior Savings is pleased to provide you with the following strategies and tips so that you can get the most out of your mortgage:


End your mortgage sooner Expand/Collapse

Saying goodbye to your mortgage may seem like a distant dream, but there are powerful ways to speed up the process, including:

  • Increase your payment frequency.
  • Shorten the length (amortization period) of your mortgage.
  • Make additional payments (per your mortgage agreement)
  • Boost your savings power with an Interior Savings investment, savings or term deposit, and put the return/interest towards your mortgage.
  • Visit our mortgage calculator to view the possibilities of ending your mortgage sooner
  • Download our Mortgage Shopper checklist checklist to understand everything you need to know about renewing or refinancing your mortgage

Explore the benefits of early renewal Expand/Collapse

If you think that interest rates are on the way up, then you can renew your Interior Savings mortgage prior to its official renewal date. You’ll enjoy a lower “blended rate” for the overlapping period, and then the full lower rate when your new term begins. So in other words, you’ll not only save money when your mortgage renews – you’ll start saving money right now!

Access your home equity Expand/Collapse

Your mortgage is much more than just a “home loan.” It’s a major financial commitment but also a financial tool that you use to your advantage.

Get the Answers and Advice You Need

Making the most of your mortgage is easier than you think. Visit your Interior Savings branch to speak with one of our friendly Mortgage Specialists. You’ll get the honest answers and sound advice you need to make the right decisions.

Always here to help.

When you're a member of Interior Savings, you're among friends. What do you need to get done today?

Download our First-Time Home Buyer or Mortgage Shopper checklists for everything you need to know about your home-buying journey, or consider meeting with a specialist from the comfort of your own home with our Mobile Mortgage services. Call 1-844-841-HOME (4663) to get started, today!