Renewing Your Mortgage

Is your mortgage renewing in the next six months? Then it’s the right time to start thinking about your renewal options and strategies. 

Key Questions to Ask

The best place to start is by asking a series of key questions, including: 

  • How has my financial picture changed since my current mortgage started? 
  • What's the difference between an open mortgage versus a closed mortgage?
  • Should I be exploring a short-term mortgage, or would a longer-term be in my best interest?
  • What strategies will help me reduce my mortgage and get it paid off faster?
  • Am I looking to move fairly soon, or do I plan on staying put for the foreseeable future?

Early Renewal Options

If you already have a mortgage with Interior Savings, we invite you to take advantage of our great early renewal option, which allows you to renew your mortgage without any penalties or fees within 180 days prior to your mortgage maturity date. It’s a great way to take advantage of today’s low interest rates, and protect yourself should interest rates rise. Plus, you won’t need to re-qualify for your mortgage!

Renewal Rate Guarantee

Interior Savings is pleased to offer you a renewal rate guarantee within 90 days of your mortgage maturity date. Have peace of mind knowing, that if rates increase, your lower rate will be guaranteed. For today's rates, please click here.

Easily Renew Your Mortgage

Renewing your mortgage with Interior Savings is quick and easy!  You can sign your mortgage renewal documents in the following ways:

Electronic Signature 
- Once you have discussed the details of your mortgage renewal with one of our mortgage specialists, you can use electronic signature to sign your documents from the comfort of your home, office, or wherever is most convenient for you!

Book an Appointment - Call our Member Service Centre at 1-855-220-2580

 

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Switching your Mortgage

If your current mortgage is held with another bank or financial institution, we can make the switch to Interior Savings easy and hassle-free. Give us a call at 1-855-220-2580 and we can show you how quick and easy it is to get started!

Get the Answers and Advice You Need

To get the honest answers and sound advice you need regarding mortgage renewal options, visit your Interior Savings branch to speak with one of our friendly Mortgage Specialists. We’ll make renewing your mortgage easy, smart and rewarding.

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When you're a member of Interior Savings, you're among friends. What do you need to get done today?

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