Me to Me Transfers

Me to Me Transfers allow you to transfer funds between your Interior Savings accounts and your accounts at another Canadian credit union or bank.

What you should know:

  • If your Interior Savings account is Joint or if you have questions, please contact our Member Service Centre at 1-855-220-2580.*
  • Business accounts are not eligible for Me To Me Money Transfers at this time.
  • Accounts at other financial institutions that require two signatures to withdraw or operate the account cannot be linked.
  • To remove a linked account log in to Online Banking and go to Transfers in the left hand navigation. Go to Link External Accounts and select the Delete Link on the account you would like removed. Please note this may take up to 3 business days to complete.

How to Link Your Accounts

1. Download the Me to Me Transfer Authorization form by clicking here. 

2. Follow the instructions on the form to provide account information, a personalized cheque from your other bank or credit union and your authorization.

3. Mail, fax, or drop off your signed authorization form and voided personalized cheque.

Please note that once we have received your signed authorization form and voided personalized cheque we will verify and activate your accounts. This can take up to 5 business days.

How to Activate Your Linked Accounts

1. Within 5 business days of receiving the signed authorization form and void cheque Interior Savings will set up the external account

2. An Interior Savings representative will contact you to verify the account is ready for use

3. You can then begin to transfer money to and from your other financial institution from within Interior Savings Online Banking service.

To remove a linked account log in to Online Banking and go to Transfers in the left hand navigation. Go to Link External Accounts and select the Delete link on the account you would like removed. Please note this may take up to 3 business days to complete.

Me to Me Transfers versus INTERAC® e-Transfer

Interac® e-Transfer

Me to Me Transfer

Fee
Send Check your account†* $1.50 outgoing fee
Receive Free Free
Limits
Send $3,000/day $50,000/day
$10,000/week $100,000/week
$20,000/month $250,000/month

Receive

$10,000/day $50,000/day
$70,000/week $100,000/week
$300,000/month $250,000/month
Holds None Up to 5 business days

An additional $4.00 charge per e-Transfer will be added when an e-Transfer is sent to a non-participating Financial Institution.
* Fee to send will depend on which chequing or savings account the eTransfer is sent from.

 

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