Interac® Online

Now, when you shop online, you can use Interac Online to pay.

It’s a secure and easy way to pay for your purchases right from your account, when you’d prefer not to use your credit card.

  • Want more control over your credit
  • Don't have a credit card
  • You have a credit card, but don't want to use it


How it Works Expand/Collapse

If you're an Interior Savings member with an online banking account, you've got everything you need to use Interac Online. Shop online at any participating merchant and follow these 5 Easy Steps to complete your purchase:

  1. At the merchant’s checkout screen, select Interac Online as your payment method.
  2. Select your financial institution. You’ll find Interior Savings under credit unions in British Columbia.
  3. Log-in to your Interior Savings online banking account using your usual log-in information.
  4. Select the account you wish to pay from and confirm your transaction.
  5. Once the transaction is approved you’ll automatically be logged out and re-directed to the merchant’s confirmation page to complete your purchase.

Benefits Expand/Collapse

  • It’s secure. With Interac Online, your payments are processed using our secure online banking site, which you already use and trust.
  • It’s easy. There are no new accounts to set up and no passwords to remember. You use the same login information as your online banking.
  • It’s private. Concerned about your privacy? With Interac Online, your financial data, card numbers and login information are never shared with merchants or any other third party.
  • It’s fast. Shopping online is convenient and with Interac Online, you can complete your purchase in just a few clicks.

Frequently Asked Questions Expand/Collapse

Security Questions

Is it secure? Expand/Collapse

Yes, Interac® Online is secure. When processing your Interac Online payment, we do not share any of your personal financial information with the online merchant.

Do I have to give my account information to the merchant? Expand/Collapse

No. The transaction is completed safely within online banking, so you don’t have to provide any financial information to the merchant.

Are there spending limits? Expand/Collapse

For security purposes, there are transaction limits when using Interac Online:

  • $2,000 daily transaction limit
  • $10,000 weekly transaction limit

General Questions

Is there a cost? Expand/Collapse

There are no additional transaction fees for using Interac Online.

Can I use Interac® Online with my business account? Expand/Collapse

Yes. If you have access to Small Business online banking, you can use this service. However, if your business account requires two signatures to process transactions, then this service isn't available.

What happens if I need to return an item or cancel a purchase? Expand/Collapse

Before you purchase online, it is important to check the online retailer’s return/refund policy. If you need to return your purchase, you'll need to contact the online retailer directly.

How long does it take to complete a transaction? Expand/Collapse

Completing a transaction is quick and easy with Interac Online. Once you are in online banking it’s just a few clicks and you are done.

Which merchants offer Interac® Online? Expand/Collapse

Hundreds of online merchants now offer Interac Online as an option. Click here to find a participating online merchant.

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When you're a member of Interior Savings, you're among friends. What do you need to get done today?

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