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​REGISTERED EDUCATION SAVINGS PLAN (RESP)

Give your kids a head start on saving for their post-secondary education.

Why You Should Open an RESP

✔ Get government contributions
✔ Grow savings tax-free
✔ For tuition and more

What is an RESP?

A RESP is a way to save money for your kids’ education tax-free and receive government grants. Any earnings in an RESP are tax-deferred until withdrawn, and are often taxed in the student's hands which is at a much lower tax rate.

How Does it Work?

You or a family member can contribute into each child’s RESP. There is a government grant that adds another 20% up to $500 max per year per child. Once your child is enrolled in a qualifying post-secondary school they can begin withdrawing the money tax-free.

Open an RESP Today

Our advisors can get you all set up.

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See How You Can Grow Your RESPs

 
 

Financial Fitness

 
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Saving for Your Childs' Education

It's easier than ever.

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Budgeting 101

How to teach kids the fundamentals.

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Term Deposits

​The investment tool you need.

Invest Your Way

When you're ready to invest, we're here to help.

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